The bank has disclosed it expects to open at least 10 more branches in the region within the next 12 months, including initial offices in Miami-Dade County.

In Palm Beach County, where Wachovia operates 14 offices, new locations are being scouted in Wellington, Jupiter, Delray Beach and Boca Raton. Additions to the bank's present eight-office lineup in Broward County have yet to be reported.

The expansion into Miami-Dade could be via acquisitions or new branch openings. Wachovia entered the area in 1998 by purchasing 1st United Bank of Boca Raton.

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