Housing industry leaders applaud congressional efforts on the legislation that will help the vast number of families in need of affordable housing. "Mortgage bankers are ready to help build housing projects that will spur the US economy and provide decent, affordable housing," says Michael F. Petrie, Mortgage Bankers Association of America Board of Directors member. At a Capitol Hill hearing on housing and community development needs, National Association of Homebuilders Executive Vice President Dave W. Curtis also commends the increase. "The limits, which remained at the level last set in 1992, made the program unworkable in many major urban areas," he explains. However, Curtis expresses his organization's disappointment that the 25% increase was not indexed to accommodate annual inflation rates.