Matrix initially will take 23,615 sf on the first two floors and mezzanine level, but has options to expand to the third floor and the top floor in the 24-story building. That would bring Matrix's total to about 42,000 sf, says Tom Lee, who handled the lease transaction with fellow Frederick Ross Co. brokers Brad Rice and Trent Rice.

Matrix is replacing Vroom Technologies Inc., which filed for Chapter 7 liquidation last year under the federal bankruptcy laws.

''This building provide a good niche for small tenants,'' Lee tells GlobeSt.com. ''On floors five to 24, the floorplates are 6,792 sf and on the lower floors the plates are 11,000 sf to 12,000 sf.''

He says some people consider Legacy Tower an A-minus building and others consider it a B-plus.

''Everyone has their definition of what constitutes an A building,'' Lee explains. ''Certainly, it doesn't have parking. But there's a lot of parking in the neighborhood. BCorp has a 100-space parking structure a block away. Certainly, if we had our own parking we could charge another $3 or $4 per sf.''

Bank president Skiba tells GlobeSt.com that he is worried about the lack of parking. ''We're working with the Downtown Denver Partnership on that issue,'' he tells GlobeSt.com. ''And we are right on a light rail stop, which will help somewhat, although that's not perfect for a bank branch.''

Lease rates range from $21.50 to $22.50 per sf, a few dollars less than top buildings Downtown.

''One of the things people need to consider is that this a brand new building inside,'' Lee says. ''We certainly have an A quality finish and an A location. Every floor has its own HVAC system. It took us a while to get rolling, but I think we're on all of the brokers' radar screen now.''

With the Matrix lease, Legacy Tower is still only about half leased, Lee says, although he is working on a number of other deals that will boost its occupancy rate.

''We're getting a mix of law firms, energy companies and financial institutions,'' Lee tells GlobeSt.com.

And when Matrix moves into its new space in late March or early April, it will provide a huge boost to the building, he says.

''It's going to be a great amenity for the building,'' Lee tells GlobeSt.com. ''Tenants can walk down and open a checking account and it will bring a lot of walk-in traffic to the building. And it will help to just get some bodies in it. Since Vroom left, the lower floors have been dark.''