The St. Paul-based insurer's new coverage covers real estate agents or brokers, property managers and notary publics. The policyholder's employees, independent contractors and employees of the independent contractors are also covered by the policy, as are abstracters, auctioneers, real estate appraisers, title agents, title searchers, closing agents or escrow agents, title-opinion lawyers, witness closers and notary publics.

Some of the policy's new features include: Legal defense expenses that extend beyond the policy limits; disciplinary proceeding expenses or a legal expense reimbursement; protection for fair-housing discrimination claims; and protection from failure by the agent or broker to disclose to the buyers or sellers the existence of pollution on the property. The products are admitted and available in all states except California. St. Paul Travelers was the first insurance company to offer coverage to real estate agents and brokers, as well as a player in the property casualty insurance industry.