NEW YORK CITY-Getting back to basics for lending will be important in this current economic environment and the best way to help yourself sleep at night is to do your homework. Richard Ader, chairman of US Realty Advisors LLC, explains, "Not all lenders are lenders."

At least that's the idea purported by Ader as he waxes about sensible lending practices, among other solid notions in an interview on GlobeSt.TV with John Salustri, editorial director of Incisive Media's real estate group.

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