So the economic consensus is that the recession is over-we landed with a big thud after prolonged contraction and growth--albeit very anemic---has resumed. That´s good news, of course. The costly stimulus and financial industry bailouts indeed appear to be working to stanch what might have been even more prolonged and severe distress. But now we have to dig ourselves out of a huge hole of personal and government debt, while continuing to fight two wars. Unemployment is pegged to continue to rise for a while and the American worker confronts eroding compensation-wages and benefits aren´t what they used to be. How many people do you know make more today than two years ago and who is not paying more for their healthcare?
Our Wall Street friends try mightily to hang on to their bonus system in the face of public and government push back, while the average guy just hopes to hang onto his job and keep paying the home equity line and car loans. Is it any surprise that last week´s retail sales numbers were so bad-what the worst in six decades? Surviving car dealers are a loan bright spot-thanks to more government largesse, the relatively modest cash for clunkers program (hey it´s only a few billion dollars, not much in the scope of trillion dollar deficits).
In other words, the American consumer is in no condition to start spending again anytime soon and at some point the government has to rein in its spending and tax us more. Hopes for a strong back to school season at the malls are pipedreams. Christmas promises to be equally bleak. The economists´ more optimistic pronouncements haven´t put money back in anybody´s pockets or canceled out our collective debt loads.
People now need to confront the reality that credit-card fueled lifestyles aren´t suddenly coming back-our 30 year consumer binge is over. Part of the new reality is our general standard of living will decline, not markedly, but we won´t be able to afford as much as we used to and certainly not until we get our financial houses in order-a tall order for our government and many of us.
That´s why no one in the real estate world can get very excited about prospects for any quick rebound in tenant demand and rents. The market place will be in critical care for quite a while.
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