In 1994, Gretchen S. Wilcox founded an independent commercial mortgage banking firm, Q10 G.S. Wilcox & Co., in Morristown. It was, and remains, the first female-founded commercial mortgage banking firm in the country that is a sole proprietorship.

Fifteen years after its inception, the firm now represents 13 life insurance companies on a correspondent basis and services over $1.1 billion of mortgage loans. It also ranks among the top independently owned mortgage banking firms in the US. Q10 Capital LLC is the nation’s eighth largest financial intermediary with a servicing portfolio of over $17.6 billion. Gretchen’s responsibility is to oversee all aspects of her firm and to guide the objectives and policies of Q10 Capital.

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