"We want to make sure FHA remains viable and that the accountability is there for future homebuyers," she explained. She pointed out that the standards are too tough. "It almost became impossible to get an FHA loan," she said. "We have to get more lenders into that program." She added that NAR is about "making sure that we not only have safe lending practices, but that people are going into a safe mortgage situation."

Golder explained that some other NAR priorities include: reducing restrictions in the mortgage process; working to keep big banks out of real estate; getting the kinks out of the appraisal code; and raising NAR's level of political influence at the federal, state and local levels.

The key problem for commercial real estate, Golder said, is getting more liquidity in the market. "We are really concerned about what will happen in the next year if money doesn't come back in," she said. "We are hoping that by buying some of the mortgage-backed securities will help."

Golder has been a realtor for 35 years and is owner of Vicki L. Cox & Associates in Tucson, specializing in commercial, farm and land brokerage, as well as building and development. She has served on NAR's board of directors since 1993, and previously served as first vice president in 2008.

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Natalie Dolce

Natalie Dolce, editor-in-chief of GlobeSt.com and GlobeSt. Real Estate Forum, is responsible for working with editorial staff, freelancers and senior management to help plan the overarching vision that encompasses GlobeSt.com, including short-term and long-term goals for the website, how content integrates through the company’s other product lines and the overall quality of content. Previously she served as national executive editor and editor of the West Coast region for GlobeSt.com and Real Estate Forum, and was responsible for coverage of news and information pertaining to that vital real estate region. Prior to moving out to the Southern California office, she was Northeast bureau chief, covering New York City for GlobeSt.com. Her background includes a stint at InStyle Magazine, and as managing editor with New York Press, an alternative weekly New York City paper. In her career, she has also covered a variety of beats for M magazine, Arthur Frommer's Budget Travel, FashionLedge.com, and Co-Ed magazine. Dolce has also freelanced for a number of publications, including MSNBC.com and Museums New York magazine.