Globest.com: You've said that renting is as fundamental to the American Dream as homeownership. Can you elaborate on that a bit?

Faith: There are so many benefits of the rental lifestyle, particularly because our culture is changing. Today's population of 18 to 34 year olds are likely to have many more jobs than the prior generation at that age, so there will be more people in that age group with career stability as the economy changes. People need a lot more flexibility than they had before.

The other thing is that when you have such a devastating economic crunch, it really does scar people's psyche. There's going to be a lot of folks that decide homeownership is perhaps not for them, recognizing the risks that come along with it.

Globest.com: There are still a lot of policies pushed by the government that promote homeownership, such as the new homeowner tax credit and loan modifications. What are your thoughts on that? Do you think it's just extending our problem?