So Moody's Investors Service reported late last week that multifamily delinquencies rose by nearly a full percentage point between October and November 2009, to 7.4%.That figure is up from 5.51% at midyear, and from 1.85% in November 2008.There's no question things are getting worse for apartments.In fact, multifamily came second only to hotels in terms of the month-to-month increase in the amount of delinquent loans.Multifamily also has a greater share of delinquencies-26.9% of all delinquent loans-as compared to its share of all outstanding loans, 16.3%Around the same time, multifamily firm Fairfield Residential announced it was filing Chapter 11 bankruptcy protection.Most in the industry know 2010 is not going to be painless, but are these signs that things are going to get worse than we anticipate?