A good portion of the state in which I live – Texas – is burning or has burned. Since November 2010, more than 2.2 million acres have been blackened and more than 400 homes have been destroyed. Most of the damage has been in far flung, sparsely populated areas.

If you combine the fires with the devastating tornadoes in the South and the flooding of the both the Mississippi and Ohio Rivers, I’d say a good portion of America is suffering the wrath of Mother Nature. The damage that has already occurred, plus the damage that is yet to come (remember, hurricane season is less than two weeks away), brings to mind property and casualty insurance.

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