More than a month ago, the 2,300-plus page Dodd-Frank Wall Street Reform and Consumer Protection Act was signed into law. It will be months, possibly years, before the full impact of the law is realized, not only in commercial real estate finance but also in other forms of business lending and credit, as well as consumer rights.

For example, the Federal Deposit Insurance Corp. is evaluating the different options to replace private credit ratings in its review of bank capital levels. Regulators have a year to review and replace this key metric. How it will affect banks’ lending at this point is anyone’s guess. In the more immediate term, the Federal Reserve is conducting a 90-day study to gauge the law’s impact on the market. That study is not quite at the half-way mark yet.

Want to continue reading?
Become a Free ALM Digital Reader.

Once you are an ALM digital member, you’ll receive:

  • Unlimited access to GlobeSt and other free ALM publications
  • Access to 15 years of GlobeSt archives
  • Your choice of GlobeSt digital newsletters and over 70 others from popular sister publications
  • 1 free article* every 30 days across the ALM subscription network
  • Exclusive discounts on ALM events and publications

*May exclude premium content
Already have an account?


NOT FOR REPRINT

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.

GlobeSt

Join GlobeSt

Don't miss crucial news and insights you need to make informed commercial real estate decisions. Join GlobeSt.com now!

  • Free unlimited access to GlobeSt.com's trusted and independent team of experts who provide commercial real estate owners, investors, developers, brokers and finance professionals with comprehensive coverage, analysis and best practices necessary to innovate and build business.
  • Exclusive discounts on ALM and GlobeSt events.
  • Access to other award-winning ALM websites including ThinkAdvisor.com and Law.com.

Already have an account? Sign In Now
Join GlobeSt

Copyright © 2024 ALM Global, LLC. All Rights Reserved.