MIAMI—I've gotten some interesting feedback on this series with Mark Lynn, a senior associate at the Fort Lauderdale law firm Greenspoon Mader, on the king tide. We started off this politically sensitive subject with two facts that are hard to ignore.

First, sea levels have risen at least eight inches over the past century, and are projected to rise at least another foot this century. Second, over 2 million people and 1 million homes sit within four feet of the local high tide line. That's according to a University of Miami study.

So what if the king tide rolls onto shore? What is the legal impact when a property is unusable because of flooding? That's my last question for Lynn in this exclusive interview series. You can also go back and read the earlier segments: Will So-Called King Tides Cost Us Millions?, How Cities Are Mitigating King Tides, and What You Need to Know About AAAs.