MIAMI—With Hurricane Irma bearing down on Florida, many commercial real estate owners are taking a closer look at their property insurance coverage just in case they experience any damage and need to file a claim. GlobeSt.com spoke exclusively with Evan Seacat, senior director of Franklin Street's Insurance Services, about what owners need to know at this moment.

GlobeSt.com: What is the most common question your clients are asking you today?

Seacat: We have received dozens of calls from clients simply confirming that their insurance policies are in force. Our clients know they have the coverage, but they just want a comforting voice to reassure them. The second most frequent question we get is whether they can add either windstorm or flood insurance to their existing insurance policies right now.