Millions of consumers in pandemic-related financial straits have also faced housing instability due to the difficulty in paying rents, according to the Government Accountability Office.

Part of the government response was the Centers for Disease Control eviction moratorium, based on public health concerns. The Consumer Financial Protection Bureau began to publicly consider in March 2021 what steps it could take.

One result has been the recent issuance of a interim final rule on debt collections and tenant evictions. The rule technically involves third-party debt collectors, their duty to provide adequate information on potential help during an eviction, and the ability of tenants to hold collection agencies liable.

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