If you believe in the forecasting power of celebrity hair styles—in this case, "back to the office" powerbobs, as The Guardian put it—real estate is due for a good boost.

But coiffured optimism has a sartorial counterpart in banker's gray. Specifically, the Federal Reserve announced its 2022 large bank stress tests, which include a recession scenario of 10% unemployment over two years, a 40% drop in real estate prices, and a collapse in other assets like corporate debt (speaking of back to the office).

No need to panic. This isn't a prediction but a planning scenario to see if financial institutions are sturdy enough to withstand a financial crisis and it's a result of the Dodd-Frank Act that came in the wake of the 2008 financial debacle. However, that isn't the same as saying it's all made-up and impossible.