As mortgage rates tick up and consumers' purchasing power curtailed by rising inflation, homeownership remains increasingly out of reach for many Americans. But in many markets, houses are still trading for more than their list price.

That's not the case in a few key areas — namely West Virginia, Illinois, and Oklahoma.  A recent study by RubyHome looked at historical Zillow data from the past 12 months for homes that sold at a different amount than the list price. Analysts then averaged out the sales-to-list ratios of these properties for each state to see where homes were selling at the lowest compared to their original listing.

West Virginia topped the list with the lowest sales-to-list ratio: on average, homes there sold at 97.28% of the original list price. Within West Virginia, Parkersburg had the lowest sales-to-list ratio, at just 96.22%, followed by Huntington at 97.37% and Charleston at 98.26%.