Fintech real estate investment firm Leap Analytics announced educational training sessions for brokers on how to utilize Home Equity Agreements (HEAs) to activate capital locked in commercial real estate investments.

An HEA is an alternative to reverse mortgages as well as to home equity loans or home equity lines of credit. These are equity sharing agreements in which the owner of a home receives a flat payment for a share of the property's future equity. There is no sale to an institutional buyer nor any arrangement that requires monthly payments. It's essentially a lien on the property for a specific period of time.

"Leap now provides online, on-demand and in-person training for commercial agents — with individuals and through larger firms — on how small business owners and homeowners can leverage the equity in their existing properties for growth," the company said. "Specifically, Leap will educate and train commercial agents on its Leap Revive product, which is an HEA designed to support the capital needs of small businesses over a period of 10 months to three years."