In 237 cities in the U.S., first-time home buyers now have to shell out $1 million to get their foot on the lowest rung of the property ladder. That means homeownership is moving further out of reach in 153 more cities compared to five years ago, a new report from Zillow reveals.

The report defines a starter home as one in the lowest third of home values in a given region. Nearly half the cities where it takes a million bucks to buy a starter home are in California. And half of all states have at least one city in this category. There are 117 such cities in California, 31 in New York state, 21 in New Jersey, and 11 each in Florida and Massachusetts.

The metro with the most such cities is the New York City-New Jersey-Pennsylvania area, which contains 48. It is followed by the San Francisco metro (44 cities) and Los Angeles (35). Behind them are San Jose (15), Miami (eight) and Seattle (eight).

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