The incoming Trump administration clearly intends to make massive federal government cuts. In addition to what has already been brought up, The Wall Street Journal reports that potential nominees were being asked if the major bank regulators could be closed.

One agency reportedly mentioned has been the Federal Deposit Insurance Corporation, with deposit insurance moved into the Treasury Department. Elimination of any agency requires congressional action, which rarely happens. But in these latest rounds of interviews with potential nominees, there have also been discussions of restricting and integrating the FDIC, Office of the Comptroller of the Currency, and the Federal Reserve.

Although combining agencies might sound like an automatic improvement in efficiency, the opposite can be the case. The Department of Homeland Security, formed from almost two dozen agencies, has garnered long-standing heavy criticism from both Democrats and Republicans, as The Verge reported. The Government Accountability Office after the first ten years of the agency’s existence said that DHS has addressed 60% of 1,800 recommendations the GAO had made.