Both owning and renting a home remains difficult for the average U.S, worker, but new data from ATTOM shows that owning a home is more affordable than renting a three-bedroom property in more than half of the county-level markets across the country.

Despite median home prices generally rising faster over the past year than average rents, owning is often the more affordable choice for those who can afford a down payment.

“Buying or renting a home in the U.S. these days can be like searching for a diamond in a pile of marbles, and it’s only getting worse in most markets as the cost of both goes up,” said ATTOM CEO Rob Barber. “However, in most parts of the country, homeownership is somewhat more attainable for those who can gather the necessary resources to cover down payments that often surpass $200,000.”