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Community banks are doing better, even though they have fewer assets.

The major trouble is with single asset, single borrower structured loans.

It's too many units and some shifts since the pandemic.

Demand for office space has gone up in cities driven by high tech.

Goldman Sachs warns that a 4.30% yield could send investors to safety.

'Could' is the operative word. Passing tax legislation is difficult.

A 2023 program had some significant shortcomings.