The monthly cost of homeownership has increased 71% over the past three years.

Also, the labor market showed positive signs on staffing and costs.

Increased insurance escrow payments have caused some borrowers to breach loan debt-service coverage ratios.

Rents and occupancies are expected to soften the most in the Sunbelt.

Despite the drop in rent, affordability worsened in 26 major metros.

If nothing else, these ups and downs demonstrate the resiliency of CRE.

Socializing with coworkers cited as top reason for being in an office environment.

Hotel was the only segment that registered positive returns in Q4.