The median projection for 2025 is 2% GDP growth.

Investors are also scrutinizing the risk.

Negative leverage is coming for many borrowers.

But getting to balance will take time as many factors are still moving.

Banks are increasing reserves against risks.

A year-over-year analysis showed a 9.9% drop by count.

The tactic didn’t eliminate interest rate pressure for many borrowers.

There’s strength overall ‘with stable vacancy rates and growing consumer spending.’